2024 Roth Ira Limits 2024 Married. The roth ira contribution limit for 2024 is $7,000 in 2024 ($8,000 if age 50 or older). If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing jointly, your magi.

If you are part of a married couple filing jointly or a qualifying widow or widower with modified adjusted gross income of under $230,000, you can save the maximum in a roth. 2024 roth ira contribution limits.